WE CAN HELP TO
Credit Repair For A Better Change
Let us help you get your better credit back into shape. Give us a call Today for your consultation

WHAT WE DO?
Better Credit Score and Restoration
Remove inaccurate and unverifiable accounts from credit reports while adding positive credit tradelines to increase the score. Our process is now streamlined to help you achieve maximum results as quickly as possible. We guarantee it!
OUR PROCESS
How We Repair Your Credit?
Review Your
Credit Profile
We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
Write to Your
Creditors
Correspondence is sent to your creditors directly. The letters are always sent via certified mail. The letters will include disputes, appeals, validation requests, and goodwill intervention.
Write to Your
Credit Agencies
Additional correspondence is sent to the 3 credit reporting agencies (Transunion, Equifax, and Experian) for immediate updates, deletions, and/or corrections.
Work with
Third Parties
Unlike other credit repair companies, we work with third-parties that serves as a second set of eyes in the credit repair process.
Unlimited
Negative Items
You can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.
Watch
The Progress
A credit increase or a new credit card will help you in achieving the score that you deserve as you maintain a very low balance.
Request a Free
Call Back
Provide discussion information and we’ll get back to
you as soon as possible
OUR BLOG
Our Latest News

Why You Should Build Your Credit While You Repair It
Introduction: Repairing damaged credit can be a challenging and time-consuming process, often requiring significant effort and patience. However, there’s a compelling reason why you should

Why your credit usage is important?
Credit usage is an important factor in determining your creditworthiness and overall financial health. It refers to the amount of credit you utilize compared to
Monthly Package
$ 249
enrollment/audit fee-
Credit Education
-
3 Bureau Audit-Analysis
-
24/7 Client Portal Access
-
Customer Service Support
-
Monthly Updates
-
Credit Building
-
No Contract
-
Money Back Guarantee if No Deletions in 120 Days
-
Unlimited Disputes
TESTIMONIAL & PARTNER
Customer Reviews
Darryl Long
I’ve known Neil since being in the military, and seen him grow into the Expert he is today. I’ve reached out to him several times, randomly, in regards to my clients and he’s always spot on. I added 1 of his tradelines, since I felt I was lacking on my profile, and it increased my score 53pts all around . Thanks a bunch bro!!
Jakara Hyman
Working with Neil has been one of the best experiences I’ve had in the credit world! He’s very informative and keeps his clients up to date with the latest information! Neil breaks things down so that you understand what needs to be done to achieve your credit goals! Working with neil has certainly helped me in more ways than one!
Maci Flexin
Neil has helped me improve my credit he’s been helping me since 2020 and I’ve already seen an increase in my score he’s been able to get somethings removed and late payments taken off I’ve also purchased a trade line from him if your looking for someone to help with your credit I will definitely recommend him I can’t wait to be in the 700 club !
Maci
1591 Savannah Highway, Suite 201
Charleston, South Carolina 29407
- info@workwithneils.com
- +1(877) 495-0513
- Text us at (877) 495-0513
Frequently Asked Questions
It’s a pretty normal question to ask: The honest answer is that it depends — on your goals, and if you follow the game plan that we created for you. Most of our clients see results within the first 45-60 days. That’s actually one of the best parts of choosing Unlimited Capital Lifestyle Consulting LLC. We look at your individual situation and build your own personal Game Plan. Your Game Plan focuses on the areas that will make the most impact. We at Unlimited Capital Lifestyle Consulting LLC get to work quickly so that you can begin seeing results as quickly as possible.
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. The game plan created and plan selected is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
Coming Soon !!!
No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.
You are entitled to a 100% refund on all monthly payments if: – We do not remove any negatives worked on.- You have had 180 days (4 consecutive months) from the time that you retain our services.- You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.- You have had no new collections or missed payments during the time frame we are assisting you-You have maintained credit monitoring services at all times during the time frame we are assisting you- You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt.You should receive updated credit reports every 35-45 days and make us aware if updated reports have not been received.
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.
Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.